Side-by-side program guidelines across our lending partners. Final terms vary by scenario.
| Loan amount | $100,000 - $5,000,000+ |
|---|---|
| Max LTV (purchase) | Up to 80% |
| Max LTV (rate/term refi) | Up to 75% |
| Max LTV (cash-out) | Up to 75% |
| Minimum DSCR | 1.0 (no-ratio options available) |
| Minimum FICO | 680 (best pricing 720+) |
| Property types | SFR, 2-4 unit, condo, townhome, mixed use, STR |
| Occupancy | Investment only |
| Vesting | Individual, LLC, LP, corporation |
| Loan terms | 30-yr fixed, 5/6 ARM, 7/6 ARM, interest-only |
| Prepayment options | 0/1/3/5-year structures |
| Seasoning | Day-one cash-out on select programs |
| States | All 50 states |